Planning for Retirement When You’re 10 Years Out

A big part of planning for retirement is determining exactly what you’re going to have to count on, financially, when you stop drawing a regular paycheck. This includes pension plans, your savings, earnings from investments, etc. If you’re 10 years away from the date you want to retire, many experts will say you need to have 75% to 80% of the money you’ll need already saved up. However, it is never too late to develop a strategy for your retirement.

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How Does Changing Careers Later In Life Affect Planning for Retirement?

Flashback for a moment. The Great Recession during the early 2000s was life-changing for many members of the workforce. Nearly 8.7 million people lost their job over that roughly three-year period and had to make several new transitions. Enrollment at four-year universities, community colleges and technical schools spiked as people prepared themselves for a career switch. That means their planning for retirement also changed.

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